Today: 3/10/2008 Rate Effective Date 3/6/08
Multi-Year Guarantees
Marrazzo and Associates Financial Group, P. C. Home Page
1-888-718-0092
Page 1 of 2 For Agents Use Only       Call for details and state approvals
Guarantee Period Company AM Best Rate Product Name 1st Yr. Rate Rate thereafter Average Yield Minimum Premium Qualified Minimum Premium NQ Issue Age
4 years Integrity/ Nat'l Int. A++ Momentum Advantage 3.85% 3.10% 3.29% $20,000 $20,000 0-86
4 years Fort Dearborn A+ Wealth Fortifier 4 MVA <$100k 4.00% 4.00% 4.00% $5,000 $10,000 0-85
4 years Fort Dearborn A+ Wealth Fortifier 4 MVA >$100k 5.00% 4.00% 4.25% $100,000 $100,000 0-85
4 years Midland National Life A + Direct Guarantee 3.75% 3.75% 3.75% $2,000 $10,000 0-90
5 years Midland National Life A+ MNL Guarantee Plus 4.30% 4.30% 4.30% $2,000 $10,000 0-90
5 years Lincoln Financial A++ Classic 5 <$100K 4.80% 3.80% 4.00% $10,000 $10,000 0-85
5 years Lincoln Financial A++ Classic 5 >$100K 5.80% 3.80% 4.20% $100,000 $100,000 0-85
5 years Old Mutual Financial A Fidelity Platinum Series 4.15% 4.15% 4.15% $2,000 $5,000 0-90
5 years Old Mutual Financial A Fidelity Platinum + 4.90% 3.90% 4.10% $2,000 $5,000 0-90
5 years Fort Dearborn A+ Wealth Fortifier 5 MVA <$25k 3.85% 3.85% 3.85% $5,000 $10,000 0-85
5 years Fort Dearborn A+ Wealth Fortifier 5 MVA >$25k 4.85% 3.85% 4.05% $25,000 $25,000 0-85
5 years Fort Dearborn A+ Wealth Fortifier 5 Non-MVA <$25k 3.60% 3.60% 3.60% $5,000 $10,000 0-85
5 years Fort Dearborn A+ Wealth Fortifier 5 Non-MVA >$25k 4.60% 3.60% 3.80% $25,000 $25,000 0-85
5 years Integrity/ Nat'l Int. A++ Momentum Advantage 4.50% 3.75% 3.90% $20,000 $20,000 0-86
5 years Lincoln Benefit Life A+ Tactician Plus <$100K 4.35% 3.35% 3.55% $2,000 $5,000 0-90
5 years Lincoln Benefit Life A+ Tactician Plus >$100K 5.35% 3.35% 3.75% $100,000 $100,000 0-90
6 years Fort Dearborn A+ Wealth Fortifier 6 MVA  5.30% 4.30% 4.47% $5,000 $10,000 0-85
6 years Fort Dearborn A+ Wealth Fortifier 6 Non-MVA  5.05% 4.05% 4.22% $5,000 $10,000 0-85
6 years Midland National Life A + Direct Guarantee 4.00% 4.00% 4.00% $2,000 $10,000 0-90
6 years Lincoln Benefit Life A+ Tactician Plus <$100K 4.10% 4.10% 4.10% $2,000 $5,000 0-90
6 years Lincoln Benefit Life A+ Tactician Plus >$100K 5.10% 4.10% 4.27% $100,000 $100,000 0-90
Interest rates are subject to change without notice. We cannot guarantee that policies will be issued at these rates. 
Rate Effective Date 3/6/08
Page 2 of 2 Home Page
Guarantee Period Company AM Best Rate Product Name 1st Yr. Rate Rate thereafter Average Yield Minimum Premium Qualified Minimum Premium NQ Issue Age
7 years Midland National Life A+ MNL Guarantee Plus 4.80% 4.80% 4.80% $2,000 $10,000 0-90
7 years Fort Dearborn A+ Wealth Fortifier 7 MVA 6.35% 4.35% 4.64% $50,000 $50,000 0-85
7 years Fort Dearborn A+ Wealth Fortifier 7 Non-MVA 6.10% 4.10% 4.39% $50,000 $50,000 0-85
7 years Lincoln Financial A++ Classic 7 <$100K 6.00% 4.00% 4.29% $10,000 $10,000 0-85
7 years Lincoln Financial A++ Classic 7 >$100K 7.00% 4.00% 4.43% $100,000 $100,000 0-85
7 years Old Mutual Financial A Fidelity Platinum Series 4.50% 4.50% 4.50% $2,000 $5,000 0-90
7 years Old Mutual Financial A Fidelity Platinum + 5.20% 4.20% 4.34% $2,000 $5,000 0-90
7 years Integrity/ Nat'l Int. A++ New Momentum 4.60% 3.85% 3.96% $2,000 $5,000 0-85
7 years Integrity/ Nat'l Int. A++ Momentum Advantage 5.05% 4.30% 4.41% $20,000 $20,000 0-85
7 years Lincoln Benefit Life A+ Tactician Plus <$100K 4.75% 3.75% 3.89% $2,000 $5,000 0-90
7 years Lincoln Benefit Life A+ Tactician Plus >$100K 5.75% 3.75% 4.04% $100,000 $100,000 0-90
8 years Midland National Life A+ Direct Guarantee 4.50% 4.50% 4.50% $2,000 $10,000 0-90
8 years Lincoln Benefit Life A+ Tactician Plus <$100K 5.25% 3.75% 3.94% $2,000 $5,000 0-90
8 years Lincoln Benefit Life A+ Tactician Plus >$100K 6.25% 3.75% 4.06% $100,000 $100,000 0-90
9 years Midland National Life A+ MNL Guarantee Plus 5.10% 5.10% 5.10% $2,000 $10,000 0-90
9 years Fort Dearborn A+ Wealth Fortifier 9 MVA 6.30% 4.30% 4.52% $5,000 $10,000 0-85
9 years Fort Dearborn A+ Wealth Fortifier 9 Non-MVA 6.05% 4.05% 4.27% $5,000 $10,000 0-85
9 years Lincoln Benefit Life A+ Tactician Plus <$100K 7.70% 3.70% 4.14% $2,000 $5,000 0-90
9 years Lincoln Benefit Life A+ Tactician Plus >$100K 8.70% 3.70% 4.26% $2,000 $5,000 0-90
10 years Midland National Life A+ Direct Guarantee 4.80% 4.80% 4.80% $2,000 $10,000 0-90
10 years Old Mutual Financial A Fidelity Platinum Series 4.70% 4.70% 4.70% $2,000 $5,000 0-90
10 years Old Mutual Financial A Fidelity Platinum + 5.60% 4.60% 4.70% $2,000 $5,000 0-90
10 years Integrity/ Nat'l Int. A++ New Momentum 4.95% 4.20% 4.28% $2,000 $5,000 0-85
10 years Integrity/ Nat'l Int. A++ Momentum Advantage 5.45% 4.70% 4.78% $20,000 $20,000 0-83
10 years Lincoln Benefit Life A+ Tactician Plus <$100K 5.05% 4.05% 4.15% $2,000 $5,000 0-90
10 years Lincoln Benefit Life A+ Tactician Plus >$100K 6.05% 4.05% 4.25% $100,000 $100,000 0-90
Interest rates are subject to change without notice. We cannot guarantee that policies will be issued at these rates. 
Today: 3/10/2008 Rate Effective Date 3/10/08
Multi-Year Guarantees
Marrazzo and Associates Financial Group, P. C. Home Page
1-888-718-0092
Page 1 of 2 For Agents Use Only       Call for details and state approvals
Guarantee Period Company AM Best Rate Product Name 1st Yr. Rate Rate thereafter Average Yield Minimum Premium Qualified Minimum Premium NQ Issue Age
4 years Integrity/ Nat'l Int. A++ Momentum Advantage 3.85% 3.10% 3.29% $20,000 $20,000 0-86
4 years Fort Dearborn A+ Wealth Fortifier 4 MVA <$100k 4.00% 4.00% 4.00% $5,000 $10,000 0-85
4 years Fort Dearborn A+ Wealth Fortifier 4 MVA >$100k 5.00% 4.00% 4.25% $100,000 $100,000 0-85
4 years Midland National Life A + Direct Guarantee 3.75% 3.75% 3.75% $2,000 $10,000 0-90
5 years Midland National Life A+ MNL Guarantee Plus 4.30% 4.30% 4.30% $2,000 $10,000 0-90
5 years Lincoln Financial A++ Classic 5 <$100K 4.80% 3.80% 4.00% $10,000 $10,000 0-85
5 years Lincoln Financial A++ Classic 5 >$100K 5.80% 3.80% 4.20% $100,000 $100,000 0-85
5 years Old Mutual Financial A Fidelity Platinum Series 4.15% 4.15% 4.15% $2,000 $5,000 0-90
5 years Old Mutual Financial A Fidelity Platinum + 4.90% 3.90% 4.10% $2,000 $5,000 0-90
5 years Fort Dearborn A+ Wealth Fortifier 5 MVA <$25k 3.85% 3.85% 3.85% $5,000 $10,000 0-85
5 years Fort Dearborn A+ Wealth Fortifier 5 MVA >$25k 4.85% 3.85% 4.05% $25,000 $25,000 0-85
5 years Fort Dearborn A+ Wealth Fortifier 5 Non-MVA <$25k 3.60% 3.60% 3.60% $5,000 $10,000 0-85
5 years Fort Dearborn A+ Wealth Fortifier 5 Non-MVA >$25k 4.60% 3.60% 3.80% $25,000 $25,000 0-85
5 years Integrity/ Nat'l Int. A++ Momentum Advantage 4.50% 3.75% 3.90% $20,000 $20,000 0-86
5 years Lincoln Benefit Life A+ Tactician Plus <$100K 4.65% 3.65% 3.85% $2,000 $5,000 0-90
5 years Lincoln Benefit Life A+ Tactician Plus >$100K 5.65% 3.65% 4.05% $100,000 $100,000 0-90
6 years Fort Dearborn A+ Wealth Fortifier 6 MVA  5.30% 4.30% 4.47% $5,000 $10,000 0-85
6 years Fort Dearborn A+ Wealth Fortifier 6 Non-MVA  5.05% 4.05% 4.22% $5,000 $10,000 0-85
6 years Midland National Life A + Direct Guarantee 4.00% 4.00% 4.00% $2,000 $10,000 0-90
6 years Lincoln Benefit Life A+ Tactician Plus <$100K 4.35% 4.35% 4.35% $2,000 $5,000 0-90
6 years Lincoln Benefit Life A+ Tactician Plus >$100K 5.35% 4.35% 4.52% $100,000 $100,000 0-90
Interest rates are subject to change without notice. We cannot guarantee that policies will be issued at these rates. 
Rate Effective Date 3/10/08
Page 2 of 2 Home Page
Guarantee Period Company AM Best Rate Product Name 1st Yr. Rate Rate thereafter Average Yield Minimum Premium Qualified Minimum Premium NQ Issue Age
7 years Midland National Life A+ MNL Guarantee Plus 4.80% 4.80% 4.80% $2,000 $10,000 0-90
7 years Fort Dearborn A+ Wealth Fortifier 7 MVA 6.35% 4.35% 4.64% $50,000 $50,000 0-85
7 years Fort Dearborn A+ Wealth Fortifier 7 Non-MVA 6.10% 4.10% 4.39% $50,000 $50,000 0-85
7 years Lincoln Financial A++ Classic 7 <$100K 6.00% 4.00% 4.29% $10,000 $10,000 0-85
7 years Lincoln Financial A++ Classic 7 >$100K 7.00% 4.00% 4.43% $100,000 $100,000 0-85
7 years Old Mutual Financial A Fidelity Platinum Series 4.50% 4.50% 4.50% $2,000 $5,000 0-90
7 years Old Mutual Financial A Fidelity Platinum + 5.20% 4.20% 4.34% $2,000 $5,000 0-90
7 years Integrity/ Nat'l Int. A++ New Momentum 4.60% 3.85% 3.96% $2,000 $5,000 0-85
7 years Integrity/ Nat'l Int. A++ Momentum Advantage 5.05% 4.30% 4.41% $20,000 $20,000 0-85
7 years Lincoln Benefit Life A+ Tactician Plus <$100K 5.00% 4.00% 4.14% $2,000 $5,000 0-90
7 years Lincoln Benefit Life A+ Tactician Plus >$100K 6.00% 4.00% 4.29% $100,000 $100,000 0-90
8 years Midland National Life A+ Direct Guarantee 4.50% 4.50% 4.50% $2,000 $10,000 0-90
8 years Lincoln Benefit Life A+ Tactician Plus <$100K 5.50% 4.00% 4.19% $2,000 $5,000 0-90
8 years Lincoln Benefit Life A+ Tactician Plus >$100K 6.50% 4.00% 4.31% $100,000 $100,000 0-90
9 years Midland National Life A+ MNL Guarantee Plus 5.10% 5.10% 5.10% $2,000 $10,000 0-90
9 years Fort Dearborn A+ Wealth Fortifier 9 MVA 6.30% 4.30% 4.52% $5,000 $10,000 0-85
9 years Fort Dearborn A+ Wealth Fortifier 9 Non-MVA 6.05% 4.05% 4.27% $5,000 $10,000 0-85
9 years Lincoln Benefit Life A+ Tactician Plus <$100K 8.15% 4.15% 4.59% $2,000 $5,000 0-90
9 years Lincoln Benefit Life A+ Tactician Plus >$100K 9.15% 4.15% 4.71% $2,000 $5,000 0-90
10 years Midland National Life A+ Direct Guarantee 4.80% 4.80% 4.80% $2,000 $10,000 0-90
10 years Old Mutual Financial A Fidelity Platinum Series 4.70% 4.70% 4.70% $2,000 $5,000 0-90
10 years Old Mutual Financial A Fidelity Platinum + 5.60% 4.60% 4.70% $2,000 $5,000 0-90
10 years Integrity/ Nat'l Int. A++ New Momentum 4.95% 4.20% 4.28% $2,000 $5,000 0-85
10 years Integrity/ Nat'l Int. A++ Momentum Advantage 5.45% 4.70% 4.78% $20,000 $20,000 0-83
10 years Lincoln Benefit Life A+ Tactician Plus <$100K 5.60% 4.60% 4.70% $2,000 $5,000 0-90
10 years Lincoln Benefit Life A+ Tactician Plus >$100K 6.60% 4.60% 4.80% $100,000 $100,000 0-90
Interest rates are subject to change without notice. We cannot guarantee that policies will be issued at these rates.